Pensacola Creditor Harassment Attorney
Do you know your rights under the Fair Debt Collection Practices Act?
At his Pensacola, Florida, law firm, attorney Bruce Committe sues debt collection companies who harass consumers. If you are behind on your credit card bill and a debt collector is using illegal methods to try and get you to pay, he can stop the harassment. A debt collector using illegal methods may have to pay your legal fees and pay you money damages. Meanwhile, the harassing phone calls, letters, and other actions will stop. Creditor harassment is illegal!
If you are being illegally harassed by a debt collector contact Pensacola lawyer Bruce Committe to make an appointment.
He has seen the strain on individual clients and their families when they are being harassed by debt collectors at work or at home. Florida and federal laws protect consumers against unfair practices by debt collection agencies. It is important to find out from your lawyer exactly how the law applies in your case. Generally, if you use credit cards, owe money on personal loans, have unpaid medical bills, owe money on a car, appliance, or on a home mortgage it is illegal for a debt collector to take the following actions:
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Debt collectors may not use threats of violence or harm.
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They may not publish the name of someone who refuses to pay a debt, other than to a credit bureau.
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They may not use obscene or profane language or make repeated phone calls.
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It is illegal for a debt collector to contact you before 8 a.m. or after 9 p.m. unless you agree.
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It is illegal harassment if a creditor calls you at work after you have said such calls are not allowed.
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It is illegal for a debt collector to contact you if the collector knows you have an attorney.
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It is illegal for a creditor to contact relatives, neighbors, or other third parties other than to find out your address, phone number, or employer.
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It is illegal for a debt collector to contact a person more than once to ask how to contact you.
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If you believe you do not owe the money, and have notified the debt collector of that, it is illegal harassment for the collector to contact you until they obtain new proof that you owe the money.
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It may be illegal for a company to put a notice on your door or send it in the mail.
As your lawyer, Bruce can make the debt collection agency stop calls immediately. Call 850-206-3756, fax at 850-439-1999, or e-mail his Pensacola office to arrange a telephone consultation to learn more about his services.
Bruce Committe Law Firm
17 South Palafox Place, Suite 306
Pensacola, FL 32502
Phone: 850-206-3756
Fax: 850-439-1999
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